End User License Agreement

Effective date: May 28, 2026

This End User License Agreement ("Agreement") is between DS Creatives Agency, LLC ("DS Creatives", "we", "us", or "our") and you ("you", "your", or "User"). By accessing or using the DS Creatives Agency Hub and related services (the "Service"), you agree to be bound by this Agreement. If you do not agree, do not access or use the Service.

1. License Grant

Subject to your compliance with this Agreement, DS Creatives grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Service solely for your internal business or personal use as authorized by DS Creatives.

2. Authorized Users

Access is restricted to employees, contractors, and authorized representatives of DS Creatives Agency, LLC. You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. Do not share credentials or grant access to unauthorized third parties.

3. Acceptable Use

You agree not to: (a) reverse engineer, decompile, disassemble, or attempt to derive the source code of the Service; (b) use the Service to transmit unlawful, harmful, infringing, or malicious content; (c) attempt unauthorized access to the Service, related systems, or other users' data; (d) use the Service to compete with DS Creatives or build a substantially similar product; (e) remove or alter any proprietary notices or labels; or (f) use the Service in violation of any applicable law or regulation.

4. Intellectual Property

The Service, including all software, designs, text, graphics, logos, and other content provided by DS Creatives, is owned by DS Creatives or its licensors and is protected by U.S. and international intellectual property laws. This Agreement grants you no ownership rights in the Service. Content that you upload or submit ("User Content") remains yours; you grant DS Creatives a worldwide, royalty-free license to host, display, store, process, and transmit User Content solely as necessary to provide the Service.

5. Third-Party Services and Integrations

The Service integrates with third-party services including but not limited to QuickBooks Online (Intuit Inc.), Google services, transactional-email providers, and other connectors ("Third-Party Services"). Your use of any Third-Party Service is governed by that service's terms and privacy policy. DS Creatives is not responsible for the availability, accuracy, or content of Third-Party Services.

6. Privacy

Our handling of information collected through the Service is described in our Privacy Policy, available at /PrivacyPolicy. By using the Service you acknowledge that policy.

7. Updates and Modifications

DS Creatives may modify, suspend, or discontinue any portion of the Service at any time with or without notice. DS Creatives may revise this Agreement; revisions are effective when posted. Continued use of the Service after revisions constitutes acceptance.

8. Termination

DS Creatives may suspend or terminate your access at any time, with or without cause, including for violation of this Agreement. Upon termination, your license ends immediately and you must cease all use of the Service. Provisions that by their nature should survive termination (including ownership, disclaimers, limitation of liability, and governing law) will survive.

9. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, OR UNINTERRUPTED OPERATION. DS CREATIVES DOES NOT WARRANT THAT THE SERVICE WILL BE ERROR-FREE OR THAT DEFECTS WILL BE CORRECTED.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL DS CREATIVES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOSS OF PROFITS, DATA, GOODWILL, OR BUSINESS INTERRUPTION, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. DS CREATIVES' TOTAL CUMULATIVE LIABILITY UNDER THIS AGREEMENT WILL NOT EXCEED ONE HUNDRED DOLLARS ($100).

11. Indemnification

You agree to indemnify and hold harmless DS Creatives and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising out of your use of the Service or your breach of this Agreement.

12. Governing Law and Venue

This Agreement is governed by the laws of the State of Tennessee, without regard to its conflict-of-laws principles. Any dispute arising out of or relating to this Agreement or the Service shall be resolved exclusively in the state or federal courts located in Davidson County, Tennessee, and you consent to personal jurisdiction in those courts.

13. Entire Agreement

This Agreement, together with the Privacy Policy, constitutes the entire agreement between you and DS Creatives regarding the Service and supersedes all prior or contemporaneous communications.

14. Contact

DS Creatives Agency, LLC
Nashville, Tennessee
Email: buck@dscreativesagency.com